Best Shopify Payment Gateways for 2024 | The Comprehensive Guide

Shopify Payment gateways are super important for any online shop, especially if you use Shopify. They let you get paid by your customers by handling their credit or debit card payments, whether they’re shopping online or in person with a Point-of-Sale system.

When you pick a payment gateway for your Shopify store, it’s like choosing a team member who makes sure you get paid and keeps everything safe and sound for both you and your customers.

But deciding on the right Shopify payment gateway isn’t a one-size-fits-all deal. You’ve got to think about how much it costs, how long it takes to set up, and where it works. Some options might fit your business better than others based on what you need.

So, in this guide, we’ll walk you through what you need to know to choose the best Shopify payment gateway for your online store, keeping things simple every step of the way.

What Are Your Choices for Shopify Payment Gateways For 2024

The world of online shopping, especially on Shopify, has really grown in the last ten years. With this growth, more shops are starting up, which means there’s a lot more competition, even when it comes to ways to pay online. Most people who sell on Shopify go with Shopify Payments because it’s ready to use right when you start your shop. But, you can also pick from other payment services that work well with Shopify.

This choice is perfect for shop owners who are already using these services somewhere else. Plus, having a UI/UX designer can make your online store even better by making sure your customers have an easy and enjoyable time shopping.

These options offer flexibility and make things easier for folks who are set up on these platforms, keeping the Shopify marketplace lively and user-friendly.

Different payment methods are more popular in various parts of the world, and they all come with their own costs and how easy they are to use. We’ll take a closer look at each well-liked payment service one by one.

Shopify payment gateways include:

  • PayPal
  • Stripe
  • Amazon Pay
  • Klarna
  • Shop Pay

1. Shopify Payments

Shopify’s own payment system, known as Shopify Payments, makes it super easy for store owners because you don’t have to set up a separate payment service. A big plus of using Shopify Payments is that it’s ready to work with many major payment options right away. Since it’s built into the Shopify platform, you can see and handle all your sales and money stuff directly in Shopify’s admin area.

This is a handy feature you don’t get with other payment methods, which you need to check on their own websites. This makes Shopify Payments one of the best payment gateway for Shopify, simplifying everything for shop owners.

Using Shopify Payments has extra perks, like built-in tools to spot orders that might be fishy. Plus, if you have a physical store and want to take card payments in person, Shopify gives you card readers for free. This is great for businesses you can walk into.

When you buy something, the seller might not get the money right away. Usually, it takes about three days. If you’re using Shopify to sell stuff, what you pay for each sale depends on the Shopify package you have.

For the simplest package, it’s 2.2% of the sale plus 20 pence. If you pick the regular Shopify package, it’s a bit less, 1.9% plus 20 pence. And for those on the advanced Shopify plan, it’s even cheaper, just 1.6% plus 20 pence. There aren’t any extra hidden fees.


PayPal is a very popular choice for handling payments on Shopify, with a huge number of transactions, 311 billion, happening through it by mid-2021. Setting up PayPal is easy and fast. You can start for free, or choose paid plans for more features. One big plus of using PayPal with Shopify is its great support team, ready to help if there are any issues with payments. 

PayPal is also good for businesses because it works well on phones, accepts payments from other countries, and lets sellers get their money directly in their PayPal account. If you’re looking to improve your website or need help setting up payment options like PayPal on Shopify, feel free to contact us for Web development and Shopify payment services.

When you set up a shop on Shopify, PayPal is one of the main payment gateways that comes with it. This means you get a PayPal Express Checkout account automatically with the email you used for your Shopify store. Once this is ready, you can start getting money for things you sell through PayPal.

When you sell something and the buyer uses PayPal, there’s a fee between 1.9% to 3.4% of the sale price. It’s important to think about these fees when you’re working out how much money you make from your Shopify store. But, if you set up Shopify Payments, you won’t have to pay these fees. This is a good step to take to make more money from your online store, thanks to using the payment gateway in Shopify.


Stripe is a super useful tool for Shopify users, perfect for taking payments in person or online. It’s full of cool features that make paying easier and can work with more than 300 different tools. What’s interesting is that Shopify Payments, the main way Shopify handles payments, is actually built on Stripe.

This setup means if Shopify Payments is available in your area, you can’t use Stripe by itself. But if you’re a Freelance Shopify developer, you’ll appreciate how seamlessly these systems integrate, making it simpler to create a smooth shopping experience for your clients.

But, if you’re in a place without Shopify Payments, using Stripe is a smart move. It’s a great choice for a Shopify 3rd party payment gateway where you need one.

It’s important to know that if you want to take payments in person using Stripe, you’ll need to buy a card reader. Stripe sells a mobile card reader for £49 and a more advanced touchscreen one for £179. But after you buy the reader, there are no extra ongoing fees or confusing charges to worry about.

Amazon Pay

Amazon has been a giant in online shopping for many years. It has over two hundred million customers worldwide. By adding Amazon Pay to your Shopify store, you make it super easy for a huge number of people to buy things using their Amazon account information. Plus, because Amazon is a name many people trust, it helps customers feel secure when they buy from Shopify stores, no matter how big or small the store is. This is why Amazon Pay is a great option among Shopify payment gateways.

If you want to use Amazon Pay on your Shopify store, you need to have an Amazon Professional Seller account, which costs £25 a month. On top of this, you’ll pay extra fees for each sale, which might be higher compared to other options. This could make it a less attractive choice for smaller sellers. Also, it takes a few days for the money from sales to get into your account.

So, for businesses that don’t sell a lot or need quick access to their money, Amazon Pay might not be the best fit. When looking for the Shopify cheapest payment gateway, it’s important to compare these costs and how quickly you can access your sales money.

When you sell something on your website or mobile app and the buyer is from the same country, the fee is 2.9% of the sale price plus 30 cents for each sale. If the buyer is from a different country, the fee goes up to 3.9% plus 30 cents.

When someone buys something using the Alexa voice assistant, the fee is a bit higher – 4% plus 30 cents for buyers in the same country, and 5% plus 30 cents for international buyers. If you’re a charity, the fees are lower: 2.2% plus 30 cents for sales within the same country, and 3.2% plus 30 cents for sales to other countries.


Klarna stands out as a favorite payment method on Shopify because it offers a “buy now, pay later” choice. This option allows shoppers to split their purchase into three payments without extra fees, or they can take up to 36 months to pay it all off.

This flexibility is awesome for customers who need a little more time to sort out their finances before they finish their purchase, which helps stores make more sales. If you’re a web designer looking to boost online sales for your shop, incorporating Klarna could be a smart move to make your site even more shopper-friendly.

Plus, there’s no risk for the shop owner – even if a customer can’t finish paying Klarna back, the shop still gets the full payment. For those looking to boost their online shop’s ability to turn visitors into buyers, hiring Freelance Shopify developer Services to integrate Klarna could be a smart move.

Klarna’s charges for each sale are really good, starting at 1.9% plus 20 pence. If you sell more, these fees can go even lower, which makes Klarna a great choice for Shopify shops that have a lot of sales.

Shop Pay

Shop Pay is an easy-to-use payment method for Shopify stores. It lets customers save their card details, shipping, and billing info to check out faster when they buy something again. It’s similar to PayPal and helps make buying things quicker and smoother. This encourages people to shop more often. Think of it as a Shopify custom payment gateway designed to make shopping simpler for everyone.

Shop Pay has a special option like Klarna where you can pay for things over time. When buying something from a Shopify store, you can pay all at once or break the cost into four parts without any extra fees. This deal is good for things priced between $50 and $3000. The best part? No extra costs like interest or late fees.

One big plus of using Shop Pay instead of Klarna is that it’s part of Shopify directly. This means shoppers stay on your website without being sent somewhere else to pay. This makes Shop Pay one of the best shopify payment gateway options for keeping customers on your site. Once someone buys something, the store owner gets all the money for the order, just a bit less the fee for using Shop Pay.


There are many big names in the payment gateway market, which makes it hard to choose the best one for Shopify. Each opportunity has its suitable and horrible points. But, what’s best for you can depend on your Shopify store’s size and what it’s about. For example, if you really need strong security and great customer support, PayPal might be your best pick.

Stores that sell a lot might lean towards Amazon Pay or Klarna. If you also sell items in person besides online, Stripe could be a better fit. Shopify Payments and Shop Pay are great choices for any Shopify merchant, no matter the size or type of their store.

When picking from Shopify payment gateways, think about how long it takes to set them up, how quickly you get paid, the fees for each sale, and the help you can get if needed. If it’s tough to choose just one, you can offer several options to your customers. This way, they can pick what they like best, which can help you sell more in your Shopify store.

If you need help setting up payment gateways for your Shopify store or have any questions, feel free to reach out. We’re here to assist you every step of the way, feel free to reach out to us if you’d like to get in touch. Frenco is a leading Shopify & Shopify Plus agency that designs and develops strategic e-commerce websites that engage customers and build with cutting-edge Shopify technology.

Adeel Zaighum
Adeel Zaighum